Travelling with existing medical conditions – we can, in the majority of cases, provide cover for your existing medical conditions on all our range of travel insurance policies. In many cases we are able to cover for existing medical conditions as standard, i.e. at no extra cost to you. However, should this not be possible, the process does not end there, as we can cover many more existing medical conditions with additional terms. Fogg’s medical screening line will be happy to help and provide you with a decision on cover.
We’ve use our experience and hard work to ensure that you have a policy you can rely on. Fogg policies have everything you’d expect from your travel insurance, so you can travel with reassurance that you’re covered by the experts:
Cancellation & Curtailment - higher cover of up to £9,999
Emergency Medical Expenses Cover including 24/7 Assistance and ship to shore repatriation in case of a medical emergency
Travel Delay & Disruption
Personal Possessions & Money
Legal Expenses Cover
Discount given for couple and families.
With additional cover as follows:
Loss of excursions that have been pre-booked and pre-paid before the start of your trip up to £500
Cabin confinement benefit cover
Additional costs to get you to the next port if you arrive at your original embarkation point after the ship has sailed
Missed port due to adverse weather.
Optional extensions available (subject to additional premium):
Activity extension packs – additional activity packs are available to cover many more activities. Activity pack 1 is included as standard within our Fogg policies;
Winter sports cover – see our dedicated Ski & Snowboard product page.
Business cover - business trips are automatically included (non manual work) but you can add this option to cover such as business equipment, business money and more;
Fishing or Golfing covers – to cover your all important equipment and loss of fishery or green fees;
Wedding cover - planning a wedding abroad you can add this option to cover such as wedding attire, rings, flowers and more
Do I Need Cruise Trip Cover?
The secret to a safe and successful journey is having travel insurance cover to suit your needs and particularly for a cruise trip as emergency medical treatment can be expensive, with onboard hospital charges or doctor fees running into the thousands before you know it. Lost baggage, a cancelled trip or the need to come home early (curtailment) or a delayed departure – you never know what could happen, or when!
What If This Doesn’t Fit My Plans?
We could also help if you are thinking of going skiing or snowboarding, going on a backpacking or gap year trip.